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Side-by-Side Feature Audit

Miracle Accounting vs. Swipe

Direct feature-by-feature capability check comparing Miracle Accounting and Swipe across 28 verified statutory parameters.

Miracle Accounting official logo

Miracle Accounting

Accounting Software
64/100
18 / 28 Features

Leading Desktop Accounting & GST Billing Software for Gujarat & Western India Traders

₹8,000 – ₹20,000 perpetualPricing
View ReviewWebsite ↗
Swipe official logo

Swipe

Accounting Software
71/100
12 / 28 Features

Fast-Growing YC-Backed WhatsApp-First GST Invoicing, E-Way Bill & Billing App for SMEs

Free Tier / ₹1,299 / yr (Pro)Pricing
View ReviewWebsite ↗

Feature Availability Matrix

Direct factual feature verification based on primary-source audit
Features (28)
Miracle Accounting logo
Miracle Accounting
Swipe logo
Swipe
MCA Rule 3(1) Audit Trail / Edit Log
✓ Yes
✓ Yes
NIC E-Invoicing Direct API
✓ Yes
✓ Yes
GSTR-2B Automated 3-Way Reconciliation
✓ Yes
✕ No
MSME 45-Day Overdue Payment Flagging (Section 43B(h))
✓ Yes
✕ No
Automated Bank Reconciliation (BRS API)
✓ Yes
✕ No
TDS Section 26Q & 194Q Automation
✓ Yes
✕ No
Schedule III Balance Sheet & P&L Auto-Generation
✓ Yes
✕ No
CA Multi-Client Portal / Accountant Access
✕ No
✓ Yes
Direct Tally XML Sync / Migration Tool
✓ Yes
✓ Yes
Multi-Branch / Multi-GSTIN Accounting
✓ Yes
✕ No
Inventory Management (Batch / Expiry / Serial)
✓ Yes
✓ Yes
E-Way Bill Auto-Generation
✓ Yes
✓ Yes
WhatsApp Invoice & Payment Reminder Dispatch
✓ Yes
✓ Yes
Multi-Currency Accounting
✓ Yes
✕ No
Cloud SaaS Deployment
Desktop
Yes (Web / App)
Mobile App (Android / iOS)
Android / iOS
Android / iOS
Role-Based Branch Level Permissions
✓ Yes
✓ Yes
256-Bit Data Encryption
✓ Yes
✓ Yes
Free Trial Available
✓ Yes
Yes (Free Tier)
Starting Commercial Pricing
₹6,000 / yr
₹0 / ₹1,299 / yr
Barcode Generation & Scanning
✓ Yes
✓ Yes
Low-Stock / Reorder Alerts
✕ No
✕ No
UPI / QR Payment Collection on Invoice
✓ Yes
✓ Yes
Recurring Invoices / Scheduled Billing
✕ No
✓ Yes
Payroll Module
✕ No
✕ No
Customer / Vendor Self-Service Portal
✕ No
✕ No
Open Developer API
✕ No
✕ No
Industry-Specific Vertical Modules
✕ No
✕ No
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