Side-by-Side Feature Audit
Refrens vs. Swipe
Direct feature-by-feature capability check comparing Refrens and Swipe across 28 verified statutory parameters.
Refrens
Accounting Software57/100
16 / 28 FeaturesCloud Invoicing, Accounting & Payment Collection Platform for Agencies, Freelancers & B2B SMBs
Free basic tier / ₹500 – ₹1,200 / monthPricing
Swipe
Accounting Software71/100
12 / 28 FeaturesFast-Growing YC-Backed WhatsApp-First GST Invoicing, E-Way Bill & Billing App for SMEs
Free Tier / ₹1,299 / yr (Pro)Pricing
Feature Availability Matrix
Direct factual feature verification based on primary-source auditFeatures (28)
MCA Rule 3(1) Audit Trail / Edit Log
✕ No
✓ Yes
NIC E-Invoicing Direct API
✓ Yes
✓ Yes
GSTR-2B Automated 3-Way Reconciliation
✕ No
✕ No
MSME 45-Day Overdue Payment Flagging (Section 43B(h))
✕ No
✕ No
Automated Bank Reconciliation (BRS API)
✓ Yes
✕ No
TDS Section 26Q & 194Q Automation
✕ No
✕ No
Schedule III Balance Sheet & P&L Auto-Generation
✕ No
✕ No
CA Multi-Client Portal / Accountant Access
✓ Yes
✓ Yes
Direct Tally XML Sync / Migration Tool
✕ No
✓ Yes
Multi-Branch / Multi-GSTIN Accounting
✕ No
✕ No
Inventory Management (Batch / Expiry / Serial)
✕ No
✓ Yes
E-Way Bill Auto-Generation
✕ No
✓ Yes
WhatsApp Invoice & Payment Reminder Dispatch
✓ Yes
✓ Yes
Multi-Currency Accounting
✓ Yes
✕ No
Cloud SaaS Deployment
✓ Yes
Yes (Web / App)
Mobile App (Android / iOS)
✓ Yes
Android / iOS
Role-Based Branch Level Permissions
✓ Yes
✓ Yes
256-Bit Data Encryption
✓ Yes
✓ Yes
Free Trial Available
✓ Yes
Yes (Free Tier)
Starting Commercial Pricing
✓ Yes
₹0 / ₹1,299 / yr
Barcode Generation & Scanning
✓ Yes
✓ Yes
Low-Stock / Reorder Alerts
✕ No
✕ No
UPI / QR Payment Collection on Invoice
✓ Yes
✓ Yes
Recurring Invoices / Scheduled Billing
✓ Yes
✓ Yes
Payroll Module
✕ No
✕ No
Customer / Vendor Self-Service Portal
✕ No
✕ No
Open Developer API
✓ Yes
✕ No
Industry-Specific Vertical Modules
✓ Yes
✕ No
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